This mortality table is used to determine the present value of annuities in involuntary terminations and distress terminations of single-employer plans, as discussed in 29 CFR 4044.This mortality table is also available in EXCEL.
The rate tables applicable for other years are accessible from the main ERISA Section 4044/4050 Mortality Tables page.
ERISA Section 4044 Mortality Table for 2019 Valuation Dates | ||||||
---|---|---|---|---|---|---|
Age | Healthy Lives | Disabled Lives | ||||
If eligible for Social Security disability benefits | If not eligible for Social Security disability benefits | |||||
Male | Female | Male | Female | Male | Female | |
15 | 0.000190 | 0.000132 | 0.022010 | 0.007777 | 0.000253 | 0.000179 |
16 | 0.000215 | 0.000154 | 0.022502 | 0.008120 | 0.000266 | 0.000177 |
17 | 0.000237 | 0.000172 | 0.023001 | 0.008476 | 0.000278 | 0.000173 |
18 | 0.000253 | 0.000179 | 0.023519 | 0.008852 | 0.000302 | 0.000169 |
19 | 0.000266 | 0.000177 | 0.024045 | 0.009243 | 0.000328 | 0.000171 |
20 | 0.000278 | 0.000173 | 0.024583 | 0.009650 | 0.000373 | 0.000178 |
21 | 0.000302 | 0.000169 | 0.025133 | 0.010076 | 0.000424 | 0.000184 |
22 | 0.000328 | 0.000171 | 0.025697 | 0.010521 | 0.000500 | 0.000191 |
23 | 0.000373 | 0.000178 | 0.026269 | 0.010984 | 0.000607 | 0.000207 |
24 | 0.000424 | 0.000184 | 0.026857 | 0.011468 | 0.000656 | 0.000212 |
25 | 0.000500 | 0.000191 | 0.027457 | 0.011974 | 0.000681 | 0.000222 |
26 | 0.000607 | 0.000207 | 0.028071 | 0.012502 | 0.000703 | 0.000233 |
27 | 0.000656 | 0.000212 | 0.028704 | 0.013057 | 0.000723 | 0.000265 |
28 | 0.000681 | 0.000222 | 0.029345 | 0.013632 | 0.000741 | 0.000303 |
29 | 0.000703 | 0.000233 | 0.029999 | 0.014229 | 0.000757 | 0.000322 |
30 | 0.000723 | 0.000265 | 0.030661 | 0.014843 | 0.000765 | 0.000331 |
31 | 0.000741 | 0.000303 | 0.031331 | 0.015473 | 0.000766 | 0.000339 |
32 | 0.000757 | 0.000322 | 0.032006 | 0.016103 | 0.000768 | 0.000349 |
33 | 0.000765 | 0.000331 | 0.032689 | 0.016604 | 0.000778 | 0.000360 |
34 | 0.000766 | 0.000339 | 0.033405 | 0.017121 | 0.000804 | 0.000375 |
35 | 0.000768 | 0.000349 | 0.034184 | 0.017654 | 0.000818 | 0.000393 |
36 | 0.000778 | 0.000360 | 0.034981 | 0.018204 | 0.000841 | 0.000413 |
37 | 0.000804 | 0.000375 | 0.035796 | 0.018770 | 0.000870 | 0.000450 |
38 | 0.000818 | 0.000393 | 0.036634 | 0.019355 | 0.000906 | 0.000487 |
39 | 0.000841 | 0.000413 | 0.037493 | 0.019957 | 0.000947 | 0.000523 |
40 | 0.000870 | 0.000450 | 0.038373 | 0.020579 | 0.000987 | 0.000556 |
41 | 0.000906 | 0.000487 | 0.039272 | 0.021219 | 0.001028 | 0.000584 |
42 | 0.000947 | 0.000523 | 0.040189 | 0.021880 | 0.001073 | 0.000595 |
43 | 0.000987 | 0.000556 | 0.041122 | 0.022561 | 0.001131 | 0.000610 |
44 | 0.001028 | 0.000584 | 0.042071 | 0.023263 | 0.001203 | 0.000633 |
45 | 0.001073 | 0.000595 | 0.043033 | 0.023988 | 0.001285 | 0.000687 |
46 | 0.001131 | 0.000610 | 0.044007 | 0.024734 | 0.001372 | 0.000746 |
47 | 0.001203 | 0.000633 | 0.044993 | 0.025504 | 0.001468 | 0.000843 |
48 | 0.001285 | 0.000687 | 0.045989 | 0.026298 | 0.001578 | 0.000959 |
49 | 0.001372 | 0.000746 | 0.046993 | 0.027117 | 0.001704 | 0.001138 |
50 | 0.001468 | 0.000843 | 0.048004 | 0.027961 | 0.001900 | 0.001344 |
51 | 0.001578 | 0.000959 | 0.049021 | 0.028832 | 0.002109 | 0.001576 |
52 | 0.001704 | 0.001138 | 0.050042 | 0.029730 | 0.002431 | 0.001862 |
53 | 0.001900 | 0.001344 | 0.051067 | 0.030655 | 0.002818 | 0.002232 |
54 | 0.002109 | 0.001576 | 0.052093 | 0.031609 | 0.003293 | 0.002634 |
55 | 0.002431 | 0.001862 | 0.053120 | 0.032594 | 0.003852 | 0.003031 |
56 | 0.002818 | 0.002232 | 0.054144 | 0.033608 | 0.004335 | 0.003486 |
57 | 0.003293 | 0.002634 | 0.055089 | 0.034655 | 0.004877 | 0.004005 |
58 | 0.003852 | 0.003031 | 0.056068 | 0.035733 | 0.005694 | 0.004595 |
59 | 0.004335 | 0.003486 | 0.057080 | 0.036846 | 0.006429 | 0.005262 |
60 | 0.004877 | 0.004005 | 0.058118 | 0.037993 | 0.007531 | 0.006024 |
61 | 0.005694 | 0.004595 | 0.059172 | 0.039176 | 0.008495 | 0.006875 |
62 | 0.006429 | 0.005262 | 0.060232 | 0.040395 | 0.009542 | 0.007792 |
63 | 0.007531 | 0.006024 | 0.061303 | 0.041653 | 0.011046 | 0.008746 |
64 | 0.008495 | 0.006875 | 0.062429 | 0.042950 | 0.012266 | 0.009712 |
65 | 0.009542 | 0.007792 | 0.063669 | 0.044287 | 0.013037 | 0.010613 |
66 | 0.011046 | 0.008746 | 0.065082 | 0.045666 | 0.014264 | 0.011466 |
67 | 0.012266 | 0.009712 | 0.066724 | 0.046828 | 0.015034 | 0.012387 |
68 | 0.013037 | 0.010613 | 0.068642 | 0.048070 | 0.016442 | 0.013025 |
69 | 0.014264 | 0.011466 | 0.070834 | 0.049584 | 0.018044 | 0.014377 |
70 | 0.015034 | 0.012387 | 0.073284 | 0.051331 | 0.019767 | 0.015425 |
71 | 0.016442 | 0.013025 | 0.075979 | 0.053268 | 0.021573 | 0.017138 |
72 | 0.018044 | 0.014377 | 0.078903 | 0.055356 | 0.024428 | 0.018415 |
73 | 0.019767 | 0.015425 | 0.082070 | 0.057573 | 0.026821 | 0.020558 |
74 | 0.021573 | 0.017138 | 0.085606 | 0.059979 | 0.030723 | 0.023853 |
75 | 0.024428 | 0.018415 | 0.088918 | 0.062574 | 0.035385 | 0.026679 |
76 | 0.026821 | 0.020558 | 0.092208 | 0.065480 | 0.040785 | 0.029736 |
77 | 0.030723 | 0.023853 | 0.095625 | 0.068690 | 0.046917 | 0.033128 |
78 | 0.035385 | 0.026679 | 0.099216 | 0.072237 | 0.053767 | 0.036959 |
79 | 0.040785 | 0.029736 | 0.103030 | 0.076156 | 0.061313 | 0.041333 |
80 | 0.046917 | 0.033128 | 0.107113 | 0.080480 | 0.066978 | 0.046129 |
81 | 0.053767 | 0.036959 | 0.111515 | 0.085243 | 0.075355 | 0.051277 |
82 | 0.061313 | 0.041333 | 0.116283 | 0.090480 | 0.081768 | 0.059002 |
83 | 0.066978 | 0.046129 | 0.121464 | 0.096224 | 0.088960 | 0.067981 |
84 | 0.075355 | 0.051277 | 0.127108 | 0.102508 | 0.100754 | 0.078523 |
85 | 0.081768 | 0.059002 | 0.133262 | 0.109368 | 0.114567 | 0.087678 |
86 | 0.088960 | 0.067981 | 0.139974 | 0.116837 | 0.125820 | 0.101241 |
87 | 0.100754 | 0.078523 | 0.147292 | 0.124948 | 0.142919 | 0.112537 |
88 | 0.114567 | 0.087678 | 0.155265 | 0.133736 | 0.155265 | 0.124623 |
89 | 0.125820 | 0.101241 | 0.163939 | 0.143234 | 0.163939 | 0.137422 |
90 | 0.142919 | 0.112537 | 0.173363 | 0.153477 | 0.173363 | 0.153477 |
91 | 0.156309 | 0.124623 | 0.183585 | 0.164498 | 0.183585 | 0.164498 |
92 | 0.176437 | 0.137422 | 0.194653 | 0.176332 | 0.194653 | 0.176332 |
93 | 0.192031 | 0.156322 | 0.206615 | 0.189011 | 0.206615 | 0.189011 |
94 | 0.208785 | 0.171105 | 0.219519 | 0.202571 | 0.219519 | 0.202571 |
95 | 0.234191 | 0.186679 | 0.234086 | 0.217045 | 0.234086 | 0.217045 |
96 | 0.252140 | 0.203045 | 0.248436 | 0.232467 | 0.248436 | 0.232467 |
97 | 0.269488 | 0.228060 | 0.263954 | 0.248870 | 0.263954 | 0.248870 |
98 | 0.296194 | 0.246809 | 0.280803 | 0.266289 | 0.280803 | 0.266289 |
99 | 0.312828 | 0.266536 | 0.299154 | 0.284758 | 0.299154 | 0.284758 |
100 | 0.329378 | 0.287005 | 0.319185 | 0.303433 | 0.319185 | 0.303433 |
101 | 0.358560 | 0.318956 | 0.341086 | 0.327385 | 0.341086 | 0.327385 |
102 | 0.376699 | 0.340960 | 0.365052 | 0.359020 | 0.365052 | 0.359020 |
103 | 0.396884 | 0.364586 | 0.393102 | 0.395842 | 0.393102 | 0.395842 |
104 | 0.418855 | 0.389996 | 0.427255 | 0.438360 | 0.427255 | 0.438360 |
105 | 0.440585 | 0.415180 | 0.469531 | 0.487816 | 0.469531 | 0.471493 |
106 | 0.460043 | 0.438126 | 0.521945 | 0.545886 | 0.492807 | 0.483473 |
107 | 0.475200 | 0.456824 | 0.586518 | 0.614309 | 0.497189 | 0.492436 |
108 | 0.485670 | 0.471493 | 0.665268 | 0.694884 | 0.499394 | 0.498054 |
109 | 0.492807 | 0.483473 | 0.760215 | 0.789474 | 0.500000 | 0.500000 |
110 | 0.497189 | 0.492436 | 1.000000 | 1.000000 | 0.500000 | 0.500000 |
111 | 0.499394 | 0.498054 | 0.500000 | 0.500000 | ||
112 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
113 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
114 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
115 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
116 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
117 | 0.500000 | 0.500000 | 1.000000 | 1.000000 | ||
118 | 0.500000 | 0.500000 | ||||
119 | 0.500000 | 0.500000 | ||||
120 | 1.000000 | 1.000000 | ||||
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