This mortality table is used to determine the present value of annuities in involuntary terminations and distress terminations of single-employer plans, as discussed in 29 CFR 4044. This mortality table is also available in EXCEL.
The rate tables applicable for other years are accessible from the main ERISA Section 4044/4050 Mortality Tables page.
ERISA Section 4044 Mortality Table for 2018 Valuation Dates | ||||||
---|---|---|---|---|---|---|
Age | Healthy Lives | Disabled Lives | ||||
If eligible for Social Security disability benefits | If not eligible for Social Security disability benefits | |||||
Male | Female | Male | Female | Male | Female | |
15 | 0.000193 | 0.000135 | 0.022010 | 0.007777 | 0.000258 | 0.000181 |
16 | 0.000219 | 0.000156 | 0.022502 | 0.008120 | 0.000271 | 0.000180 |
17 | 0.000241 | 0.000174 | 0.023001 | 0.008476 | 0.000284 | 0.000176 |
18 | 0.000258 | 0.000181 | 0.023519 | 0.008852 | 0.000307 | 0.000172 |
19 | 0.000271 | 0.000180 | 0.024045 | 0.009243 | 0.000334 | 0.000174 |
20 | 0.000284 | 0.000176 | 0.024583 | 0.009650 | 0.000379 | 0.000181 |
21 | 0.000307 | 0.000172 | 0.025133 | 0.010076 | 0.000430 | 0.000187 |
22 | 0.000334 | 0.000174 | 0.025697 | 0.010521 | 0.000505 | 0.000194 |
23 | 0.000379 | 0.000181 | 0.026269 | 0.010984 | 0.000610 | 0.000210 |
24 | 0.000430 | 0.000187 | 0.026857 | 0.011468 | 0.000659 | 0.000215 |
25 | 0.000505 | 0.000194 | 0.027457 | 0.011974 | 0.000684 | 0.000224 |
26 | 0.000610 | 0.000210 | 0.028071 | 0.012502 | 0.000707 | 0.000236 |
27 | 0.000659 | 0.000215 | 0.028704 | 0.013057 | 0.000727 | 0.000268 |
28 | 0.000684 | 0.000224 | 0.029345 | 0.013632 | 0.000745 | 0.000305 |
29 | 0.000707 | 0.000236 | 0.029999 | 0.014229 | 0.000761 | 0.000325 |
30 | 0.000727 | 0.000268 | 0.030661 | 0.014843 | 0.000769 | 0.000334 |
31 | 0.000745 | 0.000305 | 0.031331 | 0.015473 | 0.000770 | 0.000342 |
32 | 0.000761 | 0.000325 | 0.032006 | 0.016103 | 0.000772 | 0.000353 |
33 | 0.000769 | 0.000334 | 0.032689 | 0.016604 | 0.000782 | 0.000365 |
34 | 0.000770 | 0.000342 | 0.033405 | 0.017121 | 0.000808 | 0.000380 |
35 | 0.000772 | 0.000353 | 0.034184 | 0.017654 | 0.000823 | 0.000398 |
36 | 0.000782 | 0.000365 | 0.034981 | 0.018204 | 0.000847 | 0.000419 |
37 | 0.000808 | 0.000380 | 0.035796 | 0.018770 | 0.000877 | 0.000456 |
38 | 0.000823 | 0.000398 | 0.036634 | 0.019355 | 0.000914 | 0.000494 |
39 | 0.000847 | 0.000419 | 0.037493 | 0.019957 | 0.000956 | 0.000531 |
40 | 0.000877 | 0.000456 | 0.038373 | 0.020579 | 0.000998 | 0.000564 |
41 | 0.000914 | 0.000494 | 0.039272 | 0.021219 | 0.001040 | 0.000593 |
42 | 0.000956 | 0.000531 | 0.040189 | 0.021880 | 0.001088 | 0.000604 |
43 | 0.000998 | 0.000564 | 0.041122 | 0.022561 | 0.001147 | 0.000620 |
44 | 0.001040 | 0.000593 | 0.042071 | 0.023263 | 0.001221 | 0.000645 |
45 | 0.001088 | 0.000604 | 0.043033 | 0.023988 | 0.001306 | 0.000699 |
46 | 0.001147 | 0.000620 | 0.044007 | 0.024734 | 0.001396 | 0.000759 |
47 | 0.001221 | 0.000645 | 0.044993 | 0.025504 | 0.001495 | 0.000857 |
48 | 0.001306 | 0.000699 | 0.045989 | 0.026298 | 0.001609 | 0.000974 |
49 | 0.001396 | 0.000759 | 0.046993 | 0.027117 | 0.001738 | 0.001154 |
50 | 0.001495 | 0.000857 | 0.048004 | 0.027961 | 0.001939 | 0.001361 |
51 | 0.001609 | 0.000974 | 0.049021 | 0.028832 | 0.002152 | 0.001592 |
52 | 0.001738 | 0.001154 | 0.050042 | 0.029730 | 0.002478 | 0.001877 |
53 | 0.001939 | 0.001361 | 0.051067 | 0.030655 | 0.002870 | 0.002245 |
54 | 0.002152 | 0.001592 | 0.052093 | 0.031609 | 0.003350 | 0.002647 |
55 | 0.002478 | 0.001877 | 0.053120 | 0.032594 | 0.003915 | 0.003046 |
56 | 0.002870 | 0.002245 | 0.054144 | 0.033608 | 0.004405 | 0.003503 |
57 | 0.003350 | 0.002647 | 0.055089 | 0.034655 | 0.004956 | 0.004025 |
58 | 0.003915 | 0.003046 | 0.056068 | 0.035733 | 0.005780 | 0.004618 |
59 | 0.004405 | 0.003503 | 0.057080 | 0.036846 | 0.006527 | 0.005288 |
60 | 0.004956 | 0.004025 | 0.058118 | 0.037993 | 0.007638 | 0.006054 |
61 | 0.005780 | 0.004618 | 0.059172 | 0.039176 | 0.008615 | 0.006910 |
62 | 0.006527 | 0.005288 | 0.060232 | 0.040395 | 0.009677 | 0.007831 |
63 | 0.007638 | 0.006054 | 0.061303 | 0.041653 | 0.011191 | 0.008790 |
64 | 0.008615 | 0.006910 | 0.062429 | 0.042950 | 0.012427 | 0.009760 |
65 | 0.009677 | 0.007831 | 0.063669 | 0.044287 | 0.013222 | 0.010666 |
66 | 0.011191 | 0.008790 | 0.065082 | 0.045666 | 0.014466 | 0.011524 |
67 | 0.012427 | 0.009760 | 0.066724 | 0.046828 | 0.015263 | 0.012450 |
68 | 0.013222 | 0.010666 | 0.068642 | 0.048070 | 0.016692 | 0.013104 |
69 | 0.014466 | 0.011524 | 0.070834 | 0.049584 | 0.018319 | 0.014464 |
70 | 0.015263 | 0.012450 | 0.073284 | 0.051331 | 0.020068 | 0.015534 |
71 | 0.016692 | 0.013104 | 0.075979 | 0.053268 | 0.021902 | 0.017259 |
72 | 0.018319 | 0.014464 | 0.078903 | 0.055356 | 0.024775 | 0.018564 |
73 | 0.020068 | 0.015534 | 0.082070 | 0.057573 | 0.027202 | 0.020723 |
74 | 0.021902 | 0.017259 | 0.085606 | 0.059979 | 0.031128 | 0.024021 |
75 | 0.024775 | 0.018564 | 0.088918 | 0.062574 | 0.035814 | 0.026867 |
76 | 0.027202 | 0.020723 | 0.092208 | 0.065480 | 0.041238 | 0.029946 |
77 | 0.031128 | 0.024021 | 0.095625 | 0.068690 | 0.047391 | 0.033361 |
78 | 0.035814 | 0.026867 | 0.099216 | 0.072237 | 0.054255 | 0.037219 |
79 | 0.041238 | 0.029946 | 0.103030 | 0.076156 | 0.061808 | 0.041624 |
80 | 0.047391 | 0.033361 | 0.107113 | 0.080480 | 0.067519 | 0.046454 |
81 | 0.054255 | 0.037219 | 0.111515 | 0.085243 | 0.075886 | 0.051638 |
82 | 0.061808 | 0.041624 | 0.116283 | 0.090480 | 0.082345 | 0.059359 |
83 | 0.067519 | 0.046454 | 0.121464 | 0.096224 | 0.089587 | 0.068323 |
84 | 0.075886 | 0.051638 | 0.127108 | 0.102508 | 0.101362 | 0.078838 |
85 | 0.082345 | 0.059359 | 0.133262 | 0.109368 | 0.115142 | 0.088030 |
86 | 0.089587 | 0.068323 | 0.139974 | 0.116837 | 0.126453 | 0.101545 |
87 | 0.101362 | 0.078838 | 0.147292 | 0.124948 | 0.143493 | 0.112876 |
88 | 0.115142 | 0.088030 | 0.155265 | 0.133736 | 0.155265 | 0.124998 |
89 | 0.126453 | 0.101545 | 0.163939 | 0.143234 | 0.163939 | 0.137835 |
90 | 0.143493 | 0.112876 | 0.173363 | 0.153477 | 0.173363 | 0.153477 |
91 | 0.156937 | 0.124998 | 0.183585 | 0.164498 | 0.183585 | 0.164498 |
92 | 0.176968 | 0.137835 | 0.194653 | 0.176332 | 0.194653 | 0.176332 |
93 | 0.192609 | 0.156635 | 0.206615 | 0.189011 | 0.206615 | 0.189011 |
94 | 0.209413 | 0.171448 | 0.219519 | 0.202571 | 0.219519 | 0.202571 |
95 | 0.234660 | 0.187053 | 0.234086 | 0.217045 | 0.234086 | 0.217045 |
96 | 0.252645 | 0.203452 | 0.248436 | 0.232467 | 0.248436 | 0.232467 |
97 | 0.270028 | 0.228289 | 0.263954 | 0.248870 | 0.263954 | 0.248870 |
98 | 0.296491 | 0.247056 | 0.280803 | 0.266289 | 0.280803 | 0.266289 |
99 | 0.313141 | 0.266803 | 0.299154 | 0.284758 | 0.299154 | 0.284758 |
100 | 0.329707 | 0.287292 | 0.319185 | 0.303433 | 0.319185 | 0.303433 |
101 | 0.358560 | 0.318956 | 0.341086 | 0.327385 | 0.341086 | 0.327385 |
102 | 0.376699 | 0.340960 | 0.365052 | 0.359020 | 0.365052 | 0.359020 |
103 | 0.396884 | 0.364586 | 0.393102 | 0.395842 | 0.393102 | 0.395842 |
104 | 0.418855 | 0.389996 | 0.427255 | 0.438360 | 0.427255 | 0.438360 |
105 | 0.440585 | 0.415180 | 0.469531 | 0.487816 | 0.469531 | 0.471493 |
106 | 0.460043 | 0.438126 | 0.521945 | 0.545886 | 0.492807 | 0.483473 |
107 | 0.475200 | 0.456824 | 0.586518 | 0.614309 | 0.497189 | 0.492436 |
108 | 0.485670 | 0.471493 | 0.665268 | 0.694884 | 0.499394 | 0.498054 |
109 | 0.492807 | 0.483473 | 0.760215 | 0.789474 | 0.500000 | 0.500000 |
110 | 0.497189 | 0.492436 | 1.000000 | 1.000000 | 0.500000 | 0.500000 |
111 | 0.499394 | 0.498054 | 0.500000 | 0.500000 | ||
112 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
113 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
114 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
115 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
116 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
117 | 0.500000 | 0.500000 | 1.000000 | 1.000000 | ||
118 | 0.500000 | 0.500000 | ||||
119 | 0.500000 | 0.500000 | ||||
120 | 1.000000 | 1.000000 | ||||
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