This mortality table is used to determine the present value of annuities in involuntary terminations and distress terminations of single-employer plans, as discussed in 29 CFR 4044. This mortality table is also available in EXCEL.
The rate tables applicable for other years are accessible from the main ERISA Section 4044/4050 Mortality Tables page.
|
ERISA Section 4044 Mortality Table for 2012 Valuation Dates
|
||||||
|
Age
|
Healthy Lives
|
Disabled Lives
|
||||
|
If eligible for Social Security disability benefits
|
If not eligible for Social Security disability benefits
|
|||||
|
|
Male
|
Female
|
Male
|
Female
|
Male
|
Female
|
|
15
|
0.000217
|
0.000148
|
0.022010
|
0.007777
|
0.000289
|
0.000197
|
|
16
|
0.000246
|
0.000171
|
0.022502
|
0.008120
|
0.000304
|
0.000197
|
|
17
|
0.000271
|
0.000189
|
0.023001
|
0.008476
|
0.000319
|
0.000194
|
|
18
|
0.000289
|
0.000197
|
0.023519
|
0.008852
|
0.000343
|
0.000191
|
|
19
|
0.000304
|
0.000197
|
0.024045
|
0.009243
|
0.000370
|
0.000192
|
|
20
|
0.000319
|
0.000194
|
0.024583
|
0.009650
|
0.000415
|
0.000199
|
|
21
|
0.000343
|
0.000191
|
0.025133
|
0.010076
|
0.000465
|
0.000205
|
|
22
|
0.000370
|
0.000192
|
0.025697
|
0.010521
|
0.000537
|
0.000211
|
|
23
|
0.000415
|
0.000199
|
0.026269
|
0.010984
|
0.000633
|
0.000225
|
|
24
|
0.000465
|
0.000205
|
0.026857
|
0.011468
|
0.000680
|
0.000231
|
|
25
|
0.000537
|
0.000211
|
0.027457
|
0.011974
|
0.000705
|
0.000241
|
|
26
|
0.000633
|
0.000225
|
0.028071
|
0.012502
|
0.000728
|
0.000254
|
|
27
|
0.000680
|
0.000231
|
0.028704
|
0.013057
|
0.000749
|
0.000285
|
|
28
|
0.000705
|
0.000241
|
0.029345
|
0.013632
|
0.000767
|
0.000320
|
|
29
|
0.000728
|
0.000254
|
0.029999
|
0.014229
|
0.000784
|
0.000341
|
|
30
|
0.000749
|
0.000285
|
0.030661
|
0.014843
|
0.000793
|
0.000352
|
|
31
|
0.000767
|
0.000320
|
0.031331
|
0.015473
|
0.000793
|
0.000364
|
|
32
|
0.000784
|
0.000341
|
0.032006
|
0.016103
|
0.000795
|
0.000377
|
|
33
|
0.000793
|
0.000352
|
0.032689
|
0.016604
|
0.000806
|
0.000392
|
|
34
|
0.000793
|
0.000364
|
0.033405
|
0.017121
|
0.000833
|
0.000411
|
|
35
|
0.000795
|
0.000377
|
0.034184
|
0.017654
|
0.000853
|
0.000433
|
|
36
|
0.000806
|
0.000392
|
0.034981
|
0.018204
|
0.000883
|
0.000459
|
|
37
|
0.000833
|
0.000411
|
0.035796
|
0.018770
|
0.000921
|
0.000500
|
|
38
|
0.000853
|
0.000433
|
0.036634
|
0.019355
|
0.000965
|
0.000541
|
|
39
|
0.000883
|
0.000459
|
0.037493
|
0.019957
|
0.001016
|
0.000582
|
|
40
|
0.000921
|
0.000500
|
0.038373
|
0.020579
|
0.001067
|
0.000618
|
|
41
|
0.000965
|
0.000541
|
0.039272
|
0.021219
|
0.001118
|
0.000650
|
|
42
|
0.001016
|
0.000582
|
0.040189
|
0.021880
|
0.001176
|
0.000666
|
|
43
|
0.001067
|
0.000618
|
0.041122
|
0.022561
|
0.001248
|
0.000687
|
|
44
|
0.001118
|
0.000650
|
0.042071
|
0.023263
|
0.001337
|
0.000719
|
|
45
|
0.001176
|
0.000666
|
0.043033
|
0.023988
|
0.001439
|
0.000780
|
|
46
|
0.001248
|
0.000687
|
0.044007
|
0.024734
|
0.001547
|
0.000847
|
|
47
|
0.001337
|
0.000719
|
0.044993
|
0.025504
|
0.001668
|
0.000950
|
|
48
|
0.001439
|
0.000780
|
0.045989
|
0.026298
|
0.001805
|
0.001073
|
|
49
|
0.001547
|
0.000847
|
0.046993
|
0.027117
|
0.001962
|
0.001256
|
|
50
|
0.001668
|
0.000950
|
0.048004
|
0.027961
|
0.002189
|
0.001463
|
|
51
|
0.001805
|
0.001073
|
0.049021
|
0.028832
|
0.002430
|
0.001691
|
|
52
|
0.001962
|
0.001256
|
0.050042
|
0.029730
|
0.002781
|
0.001969
|
|
53
|
0.002189
|
0.001463
|
0.051067
|
0.030655
|
0.003200
|
0.002328
|
|
54
|
0.002430
|
0.001691
|
0.052093
|
0.031609
|
0.003713
|
0.002728
|
|
55
|
0.002781
|
0.001969
|
0.053120
|
0.032594
|
0.004312
|
0.003139
|
|
56
|
0.003200
|
0.002328
|
0.054144
|
0.033608
|
0.004853
|
0.003610
|
|
57
|
0.003713
|
0.002728
|
0.055089
|
0.034655
|
0.005459
|
0.004148
|
|
58
|
0.004312
|
0.003139
|
0.056068
|
0.035733
|
0.006329
|
0.004759
|
|
59
|
0.004853
|
0.003610
|
0.057080
|
0.036846
|
0.007146
|
0.005450
|
|
60
|
0.005459
|
0.004148
|
0.058118
|
0.037993
|
0.008312
|
0.006239
|
|
61
|
0.006329
|
0.004759
|
0.059172
|
0.039176
|
0.009376
|
0.007121
|
|
62
|
0.007146
|
0.005450
|
0.060232
|
0.040395
|
0.010531
|
0.008070
|
|
63
|
0.008312
|
0.006239
|
0.061303
|
0.041653
|
0.012105
|
0.009058
|
|
64
|
0.009376
|
0.007121
|
0.062429
|
0.042950
|
0.013443
|
0.010058
|
|
65
|
0.010531
|
0.008070
|
0.063669
|
0.044287
|
0.014389
|
0.010992
|
|
66
|
0.012105
|
0.009058
|
0.065082
|
0.045666
|
0.015743
|
0.011876
|
|
67
|
0.013443
|
0.010058
|
0.066724
|
0.046828
|
0.016712
|
0.012830
|
|
68
|
0.014389
|
0.010992
|
0.068642
|
0.048070
|
0.018277
|
0.013586
|
|
69
|
0.015743
|
0.011876
|
0.070834
|
0.049584
|
0.020058
|
0.014996
|
|
70
|
0.016712
|
0.012830
|
0.073284
|
0.051331
|
0.021973
|
0.016202
|
|
71
|
0.018277
|
0.013586
|
0.075979
|
0.053268
|
0.023981
|
0.018002
|
|
72
|
0.020058
|
0.014996
|
0.078903
|
0.055356
|
0.026961
|
0.019480
|
|
73
|
0.021973
|
0.016202
|
0.082070
|
0.057573
|
0.029604
|
0.021747
|
|
74
|
0.023981
|
0.018002
|
0.085606
|
0.059979
|
0.033670
|
0.025055
|
|
75
|
0.026961
|
0.019480
|
0.088918
|
0.062574
|
0.038505
|
0.028024
|
|
76
|
0.029604
|
0.021747
|
0.092208
|
0.065480
|
0.044068
|
0.031235
|
|
77
|
0.033670
|
0.025055
|
0.095625
|
0.068690
|
0.050337
|
0.034797
|
|
78
|
0.038505
|
0.028024
|
0.099216
|
0.072237
|
0.057280
|
0.038822
|
|
79
|
0.044068
|
0.031235
|
0.103030
|
0.076156
|
0.064860
|
0.043416
|
|
80
|
0.050337
|
0.034797
|
0.107113
|
0.080480
|
0.070852
|
0.048454
|
|
81
|
0.057280
|
0.038822
|
0.111515
|
0.085243
|
0.079153
|
0.053861
|
|
82
|
0.064860
|
0.043416
|
0.116283
|
0.090480
|
0.085890
|
0.061541
|
|
83
|
0.070852
|
0.048454
|
0.121464
|
0.096224
|
0.093444
|
0.070409
|
|
84
|
0.079153
|
0.053861
|
0.127108
|
0.102508
|
0.105089
|
0.080757
|
|
85
|
0.085890
|
0.061541
|
0.133262
|
0.109368
|
0.118658
|
0.090173
|
|
86
|
0.093444
|
0.070409
|
0.139974
|
0.116837
|
0.130314
|
0.103393
|
|
87
|
0.105089
|
0.080757
|
0.147292
|
0.124948
|
0.146985
|
0.114929
|
|
88
|
0.118658
|
0.090173
|
0.155265
|
0.133736
|
0.155265
|
0.127272
|
|
89
|
0.130314
|
0.103393
|
0.163939
|
0.143234
|
0.163939
|
0.140343
|
|
90
|
0.146985
|
0.114929
|
0.173363
|
0.153477
|
0.173363
|
0.153477
|
|
91
|
0.160757
|
0.127272
|
0.183585
|
0.164498
|
0.183585
|
0.164498
|
|
92
|
0.180187
|
0.140343
|
0.194653
|
0.176332
|
0.194653
|
0.176332
|
|
93
|
0.196113
|
0.158528
|
0.206615
|
0.189011
|
0.206615
|
0.189011
|
|
94
|
0.213222
|
0.173519
|
0.219519
|
0.202571
|
0.219519
|
0.202571
|
|
95
|
0.237496
|
0.189314
|
0.234086
|
0.217045
|
0.234086
|
0.217045
|
|
96
|
0.255698
|
0.205911
|
0.248436
|
0.232467
|
0.248436
|
0.232467
|
|
97
|
0.273291
|
0.229663
|
0.263954
|
0.248870
|
0.263954
|
0.248870
|
|
98
|
0.298276
|
0.248544
|
0.280803
|
0.266289
|
0.280803
|
0.266289
|
|
99
|
0.315026
|
0.268409
|
0.299154
|
0.284758
|
0.299154
|
0.284758
|
|
100
|
0.331693
|
0.289022
|
0.319185
|
0.303433
|
0.319185
|
0.303433
|
|
101
|
0.358560
|
0.318956
|
0.341086
|
0.327385
|
0.341086
|
0.327385
|
|
102
|
0.376699
|
0.340960
|
0.365052
|
0.359020
|
0.365052
|
0.359020
|
|
103
|
0.396884
|
0.364586
|
0.393102
|
0.395842
|
0.393102
|
0.395842
|
|
104
|
0.418855
|
0.389996
|
0.427255
|
0.438360
|
0.427255
|
0.438360
|
|
105
|
0.440585
|
0.415180
|
0.469531
|
0.487816
|
0.469531
|
0.471493
|
|
106
|
0.460043
|
0.438126
|
0.521945
|
0.545886
|
0.492807
|
0.483473
|
|
107
|
0.475200
|
0.456824
|
0.586518
|
0.614309
|
0.497189
|
0.492436
|
|
108
|
0.485670
|
0.471493
|
0.665268
|
0.694884
|
0.499394
|
0.498054
|
|
109
|
0.492807
|
0.483473
|
0.760215
|
0.789474
|
0.500000
|
0.500000
|
|
110
|
0.497189
|
0.492436
|
1.000000
|
1.000000
|
0.500000
|
0.500000
|
|
111
|
0.499394
|
0.498054
|
|
|
0.500000
|
0.500000
|
|
112
|
0.500000
|
0.500000
|
|
|
0.500000
|
0.500000
|
|
113
|
0.500000
|
0.500000
|
|
|
0.500000
|
0.500000
|
|
114
|
0.500000
|
0.500000
|
|
|
0.500000
|
0.500000
|
|
115
|
0.500000
|
0.500000
|
|
|
0.500000
|
0.500000
|
|
116
|
0.500000
|
0.500000
|
|
|
0.500000
|
0.500000
|
|
117
|
0.500000
|
0.500000
|
|
|
1.000000
|
1.000000
|
|
118
|
0.500000
|
0.500000
|
|
|
|
|
|
119
|
0.500000
|
0.500000
|
|
|
|
|
|
120
|
1.000000
|
1.000000
|
|
|
|
|
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