This mortality table is used to determine the present value of annuities in involuntary terminations and distress terminations of single-employer plans, as discussed in 29 CFR 4044. This mortality table is also available in EXCEL.
The rate tables applicable for other years are accessible from the main ERISA Section 4044/4050 Mortality Tables page.
ERISA Section 4044 Mortality Table for 2008 Valuation Dates
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Age | Healthy Lives | Disabled Lives | ||||
If eligible for Social Security disability benefits | If not eligible for Social Security disability benefits | |||||
Male | Female | Male | Female | Male | Female | |
15 | 0.000234 | 0.000158 | 0.022010 | 0.007777 | 0.000312 | 0.000209 |
16 | 0.000266 | 0.000182 | 0.022502 | 0.008120 | 0.000329 | 0.000209 |
17 | 0.000292 | 0.000200 | 0.023001 | 0.008476 | 0.000344 | 0.000207 |
18 | 0.000312 | 0.000209 | 0.023519 | 0.008852 | 0.000369 | 0.000204 |
19 | 0.000329 | 0.000209 | 0.024045 | 0.009243 | 0.000396 | 0.000206 |
20 | 0.000344 | 0.000207 | 0.024583 | 0.009650 | 0.000440 | 0.000213 |
21 | 0.000369 | 0.000204 | 0.025133 | 0.010076 | 0.000490 | 0.000218 |
22 | 0.000396 | 0.000206 | 0.025697 | 0.010521 | 0.000559 | 0.000223 |
23 | 0.000440 | 0.000213 | 0.026269 | 0.010984 | 0.000648 | 0.000237 |
24 | 0.000490 | 0.000218 | 0.026857 | 0.011468 | 0.000693 | 0.000242 |
25 | 0.000559 | 0.000223 | 0.027457 | 0.011974 | 0.000719 | 0.000253 |
26 | 0.000648 | 0.000237 | 0.028071 | 0.012502 | 0.000743 | 0.000266 |
27 | 0.000693 | 0.000242 | 0.028704 | 0.013057 | 0.000764 | 0.000296 |
28 | 0.000719 | 0.000253 | 0.029345 | 0.013632 | 0.000783 | 0.000331 |
29 | 0.000743 | 0.000266 | 0.029999 | 0.014229 | 0.000800 | 0.000352 |
30 | 0.000764 | 0.000296 | 0.030661 | 0.014843 | 0.000809 | 0.000365 |
31 | 0.000783 | 0.000331 | 0.031331 | 0.015473 | 0.000810 | 0.000379 |
32 | 0.000800 | 0.000352 | 0.032006 | 0.016103 | 0.000811 | 0.000394 |
33 | 0.000809 | 0.000365 | 0.032689 | 0.016604 | 0.000822 | 0.000412 |
34 | 0.000810 | 0.000379 | 0.033405 | 0.017121 | 0.000849 | 0.000433 |
35 | 0.000811 | 0.000394 | 0.034184 | 0.017654 | 0.000874 | 0.000458 |
36 | 0.000822 | 0.000412 | 0.034981 | 0.018204 | 0.000908 | 0.000488 |
37 | 0.000849 | 0.000433 | 0.035796 | 0.018770 | 0.000951 | 0.000531 |
38 | 0.000874 | 0.000458 | 0.036634 | 0.019355 | 0.001001 | 0.000575 |
39 | 0.000908 | 0.000488 | 0.037493 | 0.019957 | 0.001058 | 0.000618 |
40 | 0.000951 | 0.000531 | 0.038373 | 0.020579 | 0.001115 | 0.000656 |
41 | 0.001001 | 0.000575 | 0.039272 | 0.021219 | 0.001174 | 0.000690 |
42 | 0.001058 | 0.000618 | 0.040189 | 0.021880 | 0.001240 | 0.000710 |
43 | 0.001115 | 0.000656 | 0.041122 | 0.022561 | 0.001320 | 0.000736 |
44 | 0.001174 | 0.000690 | 0.042071 | 0.023263 | 0.001421 | 0.000773 |
45 | 0.001240 | 0.000710 | 0.043033 | 0.023988 | 0.001535 | 0.000839 |
46 | 0.001320 | 0.000736 | 0.044007 | 0.024734 | 0.001657 | 0.000910 |
47 | 0.001421 | 0.000773 | 0.044993 | 0.025504 | 0.001793 | 0.001018 |
48 | 0.001535 | 0.000839 | 0.045989 | 0.026298 | 0.001949 | 0.001145 |
49 | 0.001657 | 0.000910 | 0.046993 | 0.027117 | 0.002128 | 0.001329 |
50 | 0.001793 | 0.001018 | 0.048004 | 0.027961 | 0.002373 | 0.001535 |
51 | 0.001949 | 0.001145 | 0.049021 | 0.028832 | 0.002634 | 0.001761 |
52 | 0.002128 | 0.001329 | 0.050042 | 0.029730 | 0.003002 | 0.002034 |
53 | 0.002373 | 0.001535 | 0.051067 | 0.030655 | 0.003442 | 0.002384 |
54 | 0.002634 | 0.001761 | 0.052093 | 0.031609 | 0.003977 | 0.002783 |
55 | 0.003002 | 0.002034 | 0.053120 | 0.032594 | 0.004600 | 0.003203 |
56 | 0.003442 | 0.002384 | 0.054144 | 0.033608 | 0.005176 | 0.003683 |
57 | 0.003977 | 0.002783 | 0.055089 | 0.034655 | 0.005823 | 0.004232 |
58 | 0.004600 | 0.003203 | 0.056068 | 0.035733 | 0.006723 | 0.004855 |
59 | 0.005176 | 0.003683 | 0.057080 | 0.036846 | 0.007592 | 0.005560 |
60 | 0.005823 | 0.004232 | 0.058118 | 0.037993 | 0.008794 | 0.006365 |
61 | 0.006723 | 0.004855 | 0.059172 | 0.039176 | 0.009920 | 0.007265 |
62 | 0.007592 | 0.005560 | 0.060232 | 0.040395 | 0.011142 | 0.008233 |
63 | 0.008794 | 0.006365 | 0.061303 | 0.041653 | 0.012756 | 0.009242 |
64 | 0.009920 | 0.007265 | 0.062429 | 0.042950 | 0.014165 | 0.010262 |
65 | 0.011142 | 0.008233 | 0.063669 | 0.044287 | 0.015224 | 0.011214 |
66 | 0.012756 | 0.009242 | 0.065082 | 0.045666 | 0.016657 | 0.012116 |
67 | 0.014165 | 0.010262 | 0.066724 | 0.046828 | 0.017753 | 0.013090 |
68 | 0.015224 | 0.011214 | 0.068642 | 0.048070 | 0.019416 | 0.013917 |
69 | 0.016657 | 0.012116 | 0.070834 | 0.049584 | 0.021308 | 0.015361 |
70 | 0.017753 | 0.013090 | 0.073284 | 0.051331 | 0.023343 | 0.016664 |
71 | 0.019416 | 0.013917 | 0.075979 | 0.053268 | 0.025475 | 0.018515 |
72 | 0.021308 | 0.015361 | 0.078903 | 0.055356 | 0.028526 | 0.020116 |
73 | 0.023343 | 0.016664 | 0.082070 | 0.057573 | 0.031321 | 0.022457 |
74 | 0.025475 | 0.018515 | 0.085606 | 0.059979 | 0.035480 | 0.025769 |
75 | 0.028526 | 0.020116 | 0.088918 | 0.062574 | 0.040410 | 0.028822 |
76 | 0.031321 | 0.022457 | 0.092208 | 0.065480 | 0.046062 | 0.032125 |
77 | 0.035480 | 0.025769 | 0.095625 | 0.068690 | 0.052402 | 0.035789 |
78 | 0.040410 | 0.028822 | 0.099216 | 0.072237 | 0.059389 | 0.039928 |
79 | 0.046062 | 0.032125 | 0.103030 | 0.076156 | 0.066977 | 0.044653 |
80 | 0.052402 | 0.035789 | 0.107113 | 0.080480 | 0.073166 | 0.049835 |
81 | 0.059389 | 0.039928 | 0.111515 | 0.085243 | 0.081408 | 0.055396 |
82 | 0.066977 | 0.044653 | 0.116283 | 0.090480 | 0.088337 | 0.063040 |
83 | 0.073166 | 0.049835 | 0.121464 | 0.096224 | 0.096106 | 0.071835 |
84 | 0.081408 | 0.055396 | 0.127108 | 0.102508 | 0.107650 | 0.082062 |
85 | 0.088337 | 0.063040 | 0.133262 | 0.109368 | 0.121061 | 0.091630 |
86 | 0.096106 | 0.071835 | 0.139974 | 0.116837 | 0.132953 | 0.104643 |
87 | 0.107650 | 0.082062 | 0.147292 | 0.124948 | 0.147292 | 0.116319 |
88 | 0.121061 | 0.091630 | 0.155265 | 0.133736 | 0.155265 | 0.128811 |
89 | 0.132953 | 0.104643 | 0.163939 | 0.143234 | 0.163939 | 0.142039 |
90 | 0.149361 | 0.116319 | 0.173363 | 0.153477 | 0.173363 | 0.153477 |
91 | 0.163355 | 0.128811 | 0.183585 | 0.164498 | 0.183585 | 0.164498 |
92 | 0.182365 | 0.142039 | 0.194653 | 0.176332 | 0.194653 | 0.176332 |
93 | 0.198484 | 0.159802 | 0.206615 | 0.189011 | 0.206615 | 0.189011 |
94 | 0.215800 | 0.174915 | 0.219519 | 0.202571 | 0.219519 | 0.202571 |
95 | 0.239405 | 0.190836 | 0.234086 | 0.217045 | 0.234086 | 0.217045 |
96 | 0.257754 | 0.207566 | 0.248436 | 0.232467 | 0.248436 | 0.232467 |
97 | 0.275488 | 0.230584 | 0.263954 | 0.248870 | 0.263954 | 0.248870 |
98 | 0.299472 | 0.249541 | 0.280803 | 0.266289 | 0.280803 | 0.266289 |
99 | 0.316289 | 0.269486 | 0.299154 | 0.284758 | 0.299154 | 0.284758 |
100 | 0.333023 | 0.290181 | 0.319185 | 0.303433 | 0.319185 | 0.303433 |
101 | 0.358560 | 0.318956 | 0.341086 | 0.327385 | 0.341086 | 0.327385 |
102 | 0.376699 | 0.340960 | 0.365052 | 0.359020 | 0.365052 | 0.359020 |
103 | 0.396884 | 0.364586 | 0.393102 | 0.395842 | 0.393102 | 0.395842 |
104 | 0.418855 | 0.389996 | 0.427255 | 0.438360 | 0.427255 | 0.438360 |
105 | 0.440585 | 0.415180 | 0.469531 | 0.487816 | 0.469531 | 0.471493 |
106 | 0.460043 | 0.438126 | 0.521945 | 0.545886 | 0.492807 | 0.483473 |
107 | 0.475200 | 0.456824 | 0.586518 | 0.614309 | 0.497189 | 0.492436 |
108 | 0.485670 | 0.471493 | 0.665268 | 0.694884 | 0.499394 | 0.498054 |
109 | 0.492807 | 0.483473 | 0.760215 | 0.789474 | 0.500000 | 0.500000 |
110 | 0.497189 | 0.492436 | 1.000000 | 1.000000 | 0.500000 | 0.500000 |
111 | 0.499394 | 0.498054 | 0.500000 | 0.500000 | ||
112 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
113 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
114 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
115 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
116 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
117 | 0.500000 | 0.500000 | 1.000000 | 1.000000 | ||
118 | 0.500000 | 0.500000 | ||||
119 | 0.500000 | 0.500000 | ||||
120 | 1.000000 | 1.000000 |
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